Philip M. Cioppa is the managing principal and chief investment officer of Arbol Financial Strategies, LLC (www.arbolfinancialstrategies. com), located in Norwalk, CT, and Harrisburg, PA. With over 10 years in financial service experience, he has served as a Certified Trust and Financial Adviser and has distinguished himself among his peers as a top adviser at Thrivent Financial for Lutherans prior to co-founding Arbol Financial Strategies. Phil brings a proprietary and unique client-centered approach and a sense of humor to his work as a financial adviser. He is very passionate about his work with clients, and as chief investment officer, he specializes in asset management strategies, insurance planning and taxation issues. Prior to starting his journey in financial services, Phil pursued his passion for religious studies with a Bachelor of Arts from State University of New York at Albany, Masters of Divinity at St. Bernard’s Institute in Rochester and his Doctor of Ministry from Graduate Theological Foundation in Mishawaka, Indiana. Phil served as a Roman Catholic priest for 18 ½ years, leaving active ministry in excellent standing to pursue his new passage. Phil has been featured on NBC, CBS, ABC and Fox affiliates, FOXNews.com/Live, FOX BUSINESS as well as local and national radio talk shows. He is a recurring guest on The Lars Larson Show and the Bill Martinez Show, and he hosts his own weekly financial radio show on WGCH, Greenwich, Conn., now being nationally syndicated. Phil is married to a wonderful wife, Janie, and lives in Danbury, Conn., with Janie; his niece Amanda and great-nephew Edrien. Securities offered through LPL Finacial, member FINRA/SIPC.