Joshua Carmona has been an unmistakable leader in the credit repair industry for many years. He has combined three decades of technology, automotive executive management, enterprise sales, enterprise customer service, business coaching, and enterprise level credit repair experience; and he has used it to empower hundreds of entrepreneurs, in multiple verticals, by helping them find their path to success. Joshua has applied his vast process knowledge and experience by creating Scoreinc. com’s World Class Dispute Process, based on his “Technical Factual Dispute Methodology.” He is the founder and vice president of Scoreinc.com, co-founder of the acclaimed CreditRepairSummit.com, co-creator of ScoreWay Credit Repair University, designer of ScoreCEO and consultant to thousands of credit repair businesses in the United States, Puerto Rico, and Canada. When he was in the credit repair retail space, his business managed over 3,000 clients per month. Joshua has trained hundreds of companies in his “Technical Factual Dispute Methodology.” Joshua is an Infusionsoft Elite Forum Graduate, and has also trained with Joe Verde Group, Disney Institute (World Class Customer Service, Toyota Excellence Program) Graduate, Microsoft Business Consultant, IBM Best Team Engineer, US Army (Infantry Officer), and has achieved his FCRA and CROA certifications. As GM for FG Auto Corp (dba Autoland) in 2004, he was responsible for increasing revenue 300 percent from $25 million to $104 million per year in just two years. With his specific set of skills and experience building successful businesses — with some entrepreneurial failures — Joshua has come full circle. He truly understands what it takes to create, build, manage, and prosper as an entrepreneur. Joshua was born and raised in New York and currently resides in Puerto Rico. He is the proud father of a 14-year-old daughter and is happily married to Ariana, his life partner of 13 years.